613 236 1222 ext. 5484

Current Rate


Friday, December 14, 2018

Mortgage and Personal Loan Rates

Call us @ ext. 5431 for more info , or click here.

Prime Rate of Interest
4.00
Merit Line
(Home Equity LOC)
Based on prime plus 1%
Line of Credit
From P+
4.00
Over draft protection
15.00%
Car Loans Rates
Fixed
From
6.25
Mortgage 5yr
3.79

Car deals that offer 0% Interest rate may be no deal at all! Contact us BEFORE you sign!
Contact Susan @ ext.: 5431 or email her at: sirvine@opcu.com


Demand Account Rates

First Start Savings
0.15%
Special Savings
0.10%
Golden Chequing/Savings
1 to
1000
.0%
1001 to
3000
0.00%
3001 to
6000
0.15%
6001 to
24000
0.20%
24000
and up
0.30%
Member Savings
0.15%

Thinking about a vacation or a large purchase. Talk to us about payroll deduction.
It's the easiest way to put money away for that rainy day.


Term Deposits

30 Day
.50
60 Day
.50
90 Day
.50
1 Year
.85
2 Year
1.10
3 Year
1.35
4 Year
1.50
5 year
1.75

 Contact Joy Cook @ ext. 5807 or email her @ jcook@opcu.com.


RRSP/RRIF

Variable
.25
1 Year
.85
2 Year
1.10
3 Year
1.35
4 Year
1.50
5 Year
1.75

Index-Linked Term Deposits are for investors looking for a deposit with a principal guarantee that offers the potential for a higher return than the return paid on a fixed rate deposit. Contact Joy Cook @ ext. 5807 or email her @ jcook@opcu.com


Service Fees

ATM deposits at a Ficanex Network ATM
No Fee
Transfer funds via telephone (Member initiated)
No Fee
Post dated cheque held for deposit
No Fee
Duplicate statement (per page)
No Fee
IVR/Internet Banking Access Fee
No Fee
Annual Membership Dues
$7.75
ATM withdrawal - Domestic
$1.00
ATM withdrawal (Ficanex Network)
$0.75
ATM withdrawal - International
$2.00
Point of Sale withdrawal
$0.45
Credit Union Draft/Cheque
$4.00
Utility Bill Payments
$1.00
Stop Payments Request
10.00
Money Orders
5.00
Registered Plan transferred out
$35.00
Counter Cheque
$2.50
Safety Deposit Boxes
$45.00
$55.00
Transfer CND to US
$1.00
Collection remittances
$20.00
Dormant account notice
$15.00
Dormant account yearly maintenance
$10.00
Foreign currency cheque written on a CDN account
$5.00
Cheque written on a savings account
$2.50
Record search (minimum $30.00)
$30.00 / Hour
Wire transfers incoming
$25.00 International
$15.00
Wire transfers outgoing
$40.00 International
$25.00
Estate preparation
($30.00 hour)minimum
$30.00
Clearing of non-micro/incorrect encoded items
$2.50
Coverdraft automatic transfer
$3.50
Coverdraft manual transfer
$4.00
Payment of NSF item per occurrence
$5.00
NSF Item
$30.00
Certified Cheque (member)
$10.00
Certified Cheque (non-member)
$10.00
TelPay Services:
(Over The Counter)
Standard Bill Payment:
(Non Banking Access)
$1.50
Funds Transfer:
(Person to Person)
$3.00
Payment with details & bank account info
$4.00
Payment with details without bank account info
$5.00

Tax Free Savings Account

Tax Free Savings Account
.25
Tax Free GIC 1yr
.85
Tax Free GIC 3yrs
1.35